Platinum Plan – Hospital

The Platinum Hospital Plan from Day1 Health offers comprehensive in-hospital coverage, ensuring financial support during medical emergencies. Key features include:

  • In-Hospital Illness Benefit: Provides up to R10,000 per day for the first three days of hospitalization due to illness, starting after the initial 24 hours.

  • Accident/Trauma Coverage: Offers substantial financial protection for unforeseen accidents or trauma-related hospital admissions.

  • Private Hospital Access: Ensures admission to private hospitals for covered events, providing quality care and peace of mind during medical emergencies.

This plan is ideal for individuals seeking essential in-hospital benefits without the higher costs associated with full medical aid schemes.

In-Hospital Illness Benefit
In-hospital Illness Benefit
Covers up to R10,000 after the first 24 Hours in hospital, up to R10,000 for the second day in hospital, up to R10,000 for the third day in hospital. Thereafter R1,500 per day up to a maximum of 21 days. A 3 month waiting period applies and a 12 month pre-existing conditions exclusion applies.

Accident/Trauma Benefit
Accident/Trauma Benefit
Up to R150,000 per single member per incident and up to R300,000 per family incident. Immediate cover.

Critical Illness Benefit
Critical Illness Benefit
1 Incident per family per annum. Critical Illness up to R250,000, limited to R50,000 unless a short medical exam is completed at the member’s own cost. A 3 month waiting period applies.

Permanent Disability Benefit
Accidental Permanent Disability Benefit
R250,000 for the Principal Member only. Single event only. Immediate cover.

Family Funeral Benefit
Family Funeral Benefit

  • Principal member – R20,000
  • Spouse & Child > 14 years – R10,000
  • Child > 6 years – R5,000
  • Child > 0 years – R2,500
  • Child > 28 weeks – R1,250

A 3-month waiting period applies.

Emergency Services
24 Hour Emergency Services & Pre-Authorisation
Ambulance and emergency support provided by Africa Assist. Guaranteed private hospital admission, with preference to Life Healthcare and Mediclinic hospitals. Immediate cover.

Practical Medical Insurance – Providing cover since 2003. Day1 Health (Pty) Ltd is an authorised Financial Services Provider – FSP Number 11319. Underwritten by African Unity Life Ltd, a licensed Life Insurer. FSP No: 8447.

Day1 Health complies with the principles of open enrollment, community rating and cross-subsidisation and does not discriminate based on race, age, gender, marital status, ethnic or social origin, sexual orientation, pregnancy, disability, state of health, geographical location or any other basis.

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